If you have been injured by an uninsured driver in Ocean County, New Jersey, you may be entitled to compensation through your own insurance policy under New Jersey’s uninsured motorist coverage laws. Law Offices Of SRIS, P.C. has extensive experience handling UM claims in Ocean County.
Uninsured Motorist Claim Lawyer Ocean County, New Jersey
New Jersey law requires all auto insurance policies to include uninsured motorist (UM) coverage, which protects you if you are injured by a driver who has no insurance. Under the New Jersey Automobile Insurance statute, UM coverage applies when the at-fault driver is uninsured or a hit-and-run driver. The statute of limitations for filing a UM claim in New Jersey is generally two years from the date of the accident, as governed by N.J.S.A. 2A:14-2. The Superior Court of New Jersey, Law Division — Civil Part (Ocean County) handles these claims. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., ‘Advocacy Without Borders,’ brings 120+ years combined legal experience.
Last verified: May 2026 | Superior Court of New Jersey, Law Division — Civil Part (Ocean County) | New Jersey Legislature
For official legal references, consult the following government sources:
In the Superior Court of New Jersey, Law Division — Civil Part (Ocean County), uninsured motorist claims are subject to mandatory arbitration for cases under $20,000. We have observed that insurance companies often delay settlement offers to pressure claimants. Acting quickly preserves evidence and strengthens your position.
- Notify your insurance company in writing within 24 hours of the accident.
- Preserve all medical records, police reports, and photographs of the scene.
- Do not provide a recorded statement to the insurance adjuster without legal counsel.
- Consult an Uninsured Motorist Claim Lawyer Ocean County to evaluate your policy limits.
- File your claim with the Superior Court of New Jersey, Law Division — Civil Part (Ocean County) before the statute of limitations expires.
- Prepare for arbitration or trial with your attorney’s guidance.
In Ocean County, uninsured motorist claims are civil matters, not criminal penalties. The damages you may recover include medical expenses, lost wages, pain and suffering, and loss of consortium. New Jersey does not cap personal injury damages.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Uninsured Motorist Claim (Civil) | Civil Action | None | None (damages awarded) | None | Potential policy limit recovery |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. Law Offices Of SRIS, P.C. — Advocacy Without Borders — has handled numerous personal injury cases in Ocean County. Our team understands the details of uninsured motorist claims and works diligently to protect your rights.
Law Offices Of SRIS, P.C. has extensive experience handling personal injury cases across New Jersey. While specific case results for Ocean County are not available, the firm has 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, with a favorable-outcome rate above 93%. Results may vary.
Our location in Tinton Falls, New Jersey is approximately 30 miles from the Superior Court of New Jersey, Law Division — Civil Part (Ocean County) at 120 Hooper Avenue, Toms River, NJ 08753, with access via the Garden State Parkway (GSP) and Route 37.
Uninsured Motorist Claim Lawyer Ocean County — serving the communities of Toms River, Lakewood, Brick Township, Jackson Township, Lacey, Stafford, Little Egg Harbor, Barnegat, Berkeley Township, Manchester, Seaside Heights, and Point Pleasant.
24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Phone: (609) 983-0003
Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions
How long do I have to file a personal injury claim in Ocean County, New Jersey?
New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Ocean County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What should I do if I am in an accident with an uninsured driver in Ocean County, New Jersey?
Yes, you should contact an Uninsured Motorist Claim Lawyer Ocean County immediately. New Jersey law requires you to notify your insurance company promptly. The Superior Court of New Jersey, Law Division — Civil Part (Ocean County) handles these claims. Evidence preservation is critical. Call (888) 437-7747.
How does New Jersey’s comparative negligence law affect my uninsured motorist claim?
New Jersey follows modified comparative negligence under N.J.S.A. 2A:15-5.1. You are barred from recovery if you are more than 50% at fault. An Uninsured Motorist Claim Lawyer Ocean County can help establish liability. The Superior Court of New Jersey, Law Division — Civil Part (Ocean County) applies this standard.
What damages can I recover in an uninsured motorist claim in Ocean County, New Jersey?
You may recover medical expenses, lost wages, pain and suffering, and loss of consortium. New Jersey does not cap personal injury damages. An Uninsured Motorist Claim Lawyer Ocean County can evaluate your case. The Superior Court of New Jersey, Law Division — Civil Part (Ocean County) hears these claims.
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Last updated: 2026-05-01