If you were injured by an uninsured driver in Middlesex County, New Jersey, you may be entitled to compensation through your own insurance policy under N.J.S.A. 17:28-1.1. Law Offices Of SRIS, P.C. has extensive experience handling personal injury cases across New Jersey, including uninsured motorist claims. An Uninsured Motorist Claim Lawyer Middlesex County can help you handle the complex claims process.
Uninsured Motorist Claim Lawyer in Middlesex County, New Jersey
New Jersey law requires all auto insurance policies to include uninsured motorist (UM) coverage under N.J.S.A. 17:28-1.1. This coverage protects you when you are injured by a driver who has no insurance. The statute mandates that insurers offer UM coverage equal to your liability limits, unless you reject it in writing. An Uninsured Motorist Claim Lawyer Middlesex County understands the nuances of this statute and can help you pursue the compensation you deserve.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., Advocacy Without Borders, brings 120+ years combined legal experience to every case. The firm has handled thousands of personal injury matters across VA, MD, DC, NY and NJ.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part (Middlesex County) | New Jersey Legislature
For the full text of New Jersey’s uninsured motorist statute, visit: N.J.S.A. 17:28-1.1 (New Jersey Legislature — official site).
For information about the Superior Court of New Jersey, Middlesex Vicinage, visit: njcourts.gov (New Jersey Courts — official site).
In the Superior Court of New Jersey, Law Division — Civil Part (Middlesex County), UM claims often involve disputes over whether the other driver was truly uninsured. We have observed that insurance companies frequently challenge the validity of UM claims by questioning the other driver’s insurance status at the time of the accident.
Prosecutors and insurance adjusters in Middlesex County routinely scrutinize police reports and insurance databases to verify coverage. An experienced UM claim lawyer Middlesex County can anticipate these challenges and prepare the necessary documentation.
- Obtain a copy of the police report from the accident.
- Request a certified letter from the other driver’s insurance company confirming no coverage.
- Gather all medical records and bills related to your injuries.
- Document lost wages and other economic damages.
- Contact an uninsured driver accident lawyer Middlesex County to file your UM claim.
- File your claim with the Superior Court of New Jersey, Law Division — Civil Part (Middlesex County) within the statute of limitations.
In Middlesex County, New Jersey, personal injury claims involving uninsured motorists are governed by the New Jersey Comparative Negligence Act (N.J.S.A. 2A:15-5.1 et seq.) and the New Jersey Automobile Insurance statute. Damages can include medical expenses, lost wages, pain and suffering, and loss of consortium.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Uninsured Motorist Claim (Civil) | Civil Claim | N/A | N/A | N/A | Damages: medical expenses, lost wages, pain and suffering, loss of consortium |
| Driving Without Insurance (N.J.S.A. 39:6B-2) | Motor Vehicle Offense | Up to 14 days | $300 – $1,000 | License suspension 1 year | SR-22 insurance required for 3 years |
Results may vary. Prior results do not guarantee a similar outcome.
Law Offices Of SRIS, P.C. has extensive documented results across multiple jurisdictions. While specific Middlesex County personal injury case results are not available, the firm has achieved 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, with a favorable-outcome rate above 93%. Results may vary. Prior results do not guarantee a similar outcome.
Distance: Our location in Tinton Falls, NJ is approximately 30 miles from the Superior Court of New Jersey, Middlesex Vicinage in New Brunswick, with access via the NJ Turnpike, Route 1, and Route 18.
Near-Me Phrase: Personal injury lawyer near Middlesex County.
Neighborhoods Served: New Brunswick, Edison, Woodbridge, Old Bridge, Piscataway, Perth Amboy, South Brunswick, East Brunswick, Metuchen, Sayreville, South Amboy, Monroe Township.
Availability: 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Our Location: Law Offices Of SRIS, P.C. — New Jersey, 44 Apple St, 1st Floor, Tinton Falls, NJ 07724 | (609) 983-0003. By appointment only.
Frequently Asked Questions About Personal Injury Claims in Middlesex County
How long do I have to file a personal injury claim in Middlesex County, New Jersey?
Yes, New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Middlesex County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What is an uninsured motorist claim in New Jersey?
An uninsured motorist claim in New Jersey allows you to seek compensation from your own insurance policy when the at-fault driver has no insurance. Under N.J.S.A. 17:28-1.1, UM coverage is mandatory in New Jersey. An Uninsured Motorist Claim Lawyer Middlesex County can help you handle the process.
How does New Jersey’s comparative fault rule affect my personal injury case?
New Jersey follows a modified comparative fault rule under N.J.S.A. 2A:15-5.1. You are barred from recovery only if you are more than 50% at fault. If you are 50% or less at fault, your damages are reduced by your percentage of fault. This is a key consideration in any personal injury case in Middlesex County.
What damages can I recover in a Middlesex County personal injury case?
In Middlesex County, New Jersey, you can recover medical expenses, lost wages, pain and suffering, loss of consortium, and property damage. New Jersey does not cap compensatory damages in most personal injury cases. The Superior Court of New Jersey, Law Division — Civil Part (Middlesex County) handles these claims.
Learn more about our services: Personal Injury Lawyer New Jersey.
Explore related pages: Personal Injury Lawyer Hunterdon County and Personal Injury Lawyer Morris County.
Also serving: Personal Injury Lawyer Bergen County.
Last verified: April 2026. This page was updated to reflect current New Jersey law and court information.