Uninsured Motorist Claim Lawyer Mercer County, New Jersey
If you are injured by an uninsured driver in Mercer County, New Jersey, you may file a claim under your own uninsured motorist (UM) coverage. Under N.J.S.A. 17:28-1.1, UM coverage is mandatory in New Jersey. Law Offices Of SRIS, P.C. has extensive experience handling UM claims in Mercer County. Call (888) 437-7747 for a consultation by appointment.
An uninsured motorist claim arises when you are injured in a car accident caused by a driver who has no liability insurance. In New Jersey, every auto insurance policy must include uninsured motorist coverage under N.J.S.A. 17:28-1.1. This coverage allows you to seek compensation for medical expenses, lost wages, and pain and suffering from your own insurance company. The claim is governed by the New Jersey Automobile Insurance Act and is typically resolved through arbitration or litigation in the Superior Court of New Jersey, Law Division — Civil Part (Mercer County). Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., ‘Advocacy Without Borders,’ brings 120+ years combined legal experience to every UM claim.
Last verified: May 2026 | Superior Court of New Jersey, Law Division — Civil Part (Mercer County) | New Jersey Legislature
For the official statute governing uninsured motorist coverage in New Jersey, see N.J.S.A. 17:28-1.1 (New Jersey Legislature — official site).
For court procedures and filing information in Mercer County, visit Superior Court of New Jersey, Mercer Vicinage (njcourts.gov — official site).
In the Superior Court of New Jersey, Law Division — Civil Part (Mercer County), UM claims are often subject to mandatory arbitration for cases under $20,000. We have observed that insurance companies frequently deny or undervalue UM claims, hoping claimants will accept low settlements.
- Report the accident to the police and your insurance company immediately.
- Seek medical attention and document all injuries and treatments.
- Do not provide a recorded statement to the insurance adjuster without legal counsel.
- Preserve all evidence, including photos of the scene and witness contact information.
- File your UM claim within the statute of limitations — typically 2 years from the date of injury.
- Consult an uninsured driver accident lawyer Mercer County before accepting any settlement.
In Mercer County, New Jersey, an uninsured motorist claim is a civil matter, not a criminal penalty. The compensation you can recover depends on your policy limits and the severity of your injuries.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Uninsured Motorist Claim (Civil) | Civil Claim | None | None (compensatory damages only) | None | May affect future insurance premiums; policy limits apply |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., ‘Advocacy Without Borders,’ brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. Our team has extensive experience handling uninsured motorist claims in Mercer County, helping clients handle the details of New Jersey insurance law.
Law Offices Of SRIS, P.C. has extensive documented results across multiple jurisdictions. While specific case results for Mercer County are not available, the firm has 4,739+ firm-wide results across VA, MD, DC, NY and NJ, with a favorable-outcome rate above 93%. Results may vary.
Our location in Tinton Falls, NJ is approximately 30 miles from the Superior Court of New Jersey, Mercer Vicinage in Trenton, with access via I-95, Route 1, and the New Jersey Turnpike.
Uninsured motorist claim lawyer near Mercer County.
Serving the communities of Trenton, Princeton, Hamilton Township, Ewing, Lawrence, West Windsor, East Windsor, Hopewell, Robbinsville, and Hightstown.
24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Phone: (609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions About Uninsured Motorist Claims in Mercer County
How long do I have to file a personal injury claim in Mercer County, New Jersey?
New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Mercer County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What is an uninsured motorist claim and how does it work in New Jersey?
An uninsured motorist claim allows you to seek compensation from your own insurance policy when the at-fault driver has no insurance. In New Jersey, UM coverage is mandatory under N.J.S.A. 17:28-1.1. The claim is handled through arbitration or litigation in the Superior Court of New Jersey, Law Division — Civil Part (Mercer County). An experienced UM claim lawyer Mercer County can help handle the process.
What should I do if I am hit by an uninsured driver in Mercer County, New Jersey?
If hit by an uninsured driver in Mercer County, seek medical attention immediately, report the accident to the police, and notify your insurance company. Do not discuss fault or accept any settlement without legal advice. Contact an uninsured driver accident lawyer Mercer County at Law Offices Of SRIS, P.C. at (888) 437-7747 to protect your rights and maximize your UM claim.
Can I recover damages for pain and suffering in an uninsured motorist claim in New Jersey?
Yes, you can recover damages for pain and suffering in a UM claim in New Jersey, but only if you meet the verbal threshold or have a policy without limitation on lawsuit rights. Under N.J.S.A. 39:6A-8, if you have a standard policy, you can sue for pain and suffering. An uninsured motorist claim lawyer Mercer County can review your policy to determine your eligibility.
What is the difference between an uninsured motorist claim and an underinsured motorist claim?
An uninsured motorist (UM) claim applies when the at-fault driver has no insurance. An underinsured motorist (UIM) claim applies when the at-fault driver has insurance, but their policy limits are insufficient to cover your damages. Both are handled under your own policy. An experienced UM claim lawyer Mercer County can help you understand which applies to your case.
Learn more about our services: Personal Injury Lawyer New Jersey (state hub).
Explore related pages: Personal Injury Lawyer Hunterdon County and Personal Injury Lawyer Morris County.
Last updated: 2026-05-01