In Bergen County, New Jersey, insurance companies owe a duty of good faith to policyholders under the New Jersey Insurance Fair Conduct Act (N.J.S.A. 17:29B-4); Law Offices Of SRIS, P.C. — Advocacy Without Borders — has extensive experience handling bad faith insurance claims, and Mr. Sris, former prosecutor, founded the firm in 1997 to protect your rights.
Bad Faith Insurance Lawyer in Bergen County, New Jersey
Under New Jersey law, insurance companies must act in good faith when handling claims. The New Jersey Insurance Fair Conduct Act (N.J.S.A. 17:29B-4) prohibits insurers from unreasonably delaying or denying valid claims. When an insurer fails to investigate, negotiate, or pay a claim without a reasonable basis, it may constitute bad faith. A Bad Faith Insurance Lawyer Bergen County can help you pursue compensation for the full value of your claim plus additional damages for the insurer’s misconduct. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part (Bergen County) | New Jersey Legislature
For the full text of the New Jersey Insurance Fair Conduct Act, visit the New Jersey Legislature — official site. For court rules and procedures in Bergen County, see the New Jersey Courts — Bergen Vicinage official site.
In the Superior Court of New Jersey, Law Division — Civil Part (Bergen County), judges routinely scrutinize insurance company conduct during discovery. We have observed that insurers often delay producing claim files and adjuster notes, which can reveal bad faith.
- Step 1: Preserve all correspondence with the insurance company.
- Step 2: Do not accept a settlement offer without legal review.
- Step 3: Document every instance of delay or denial in writing.
- Step 4: Contact a denied claim lawsuit lawyer Bergen County immediately.
- Step 5: File a complaint with the New Jersey Department of Banking and Insurance.
- Step 6: Initiate litigation in the Superior Court of New Jersey, Law Division — Civil Part (Bergen County).
In Bergen County, bad faith insurance practices can result in the insurer being liable for the full claim amount, plus interest, attorney fees, and potentially punitive damages under New Jersey law.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Bad Faith Denial of Claim | Civil Violation | N/A | Up to $25,000 per violation (NJ Insurance Fair Conduct Act) | N/A | Insurer may be ordered to pay claim plus interest and attorney fees |
| Unreasonable Delay in Payment | Civil Violation | N/A | Up to $10,000 per violation | N/A | Potential punitive damages if conduct is egregious |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. The firm operates under the tagline “Advocacy Without Borders,” reflecting its commitment to aggressive representation for policyholders facing insurance company misconduct.
Law Offices Of SRIS, P.C. has extensive documented results across its practice areas, including 4,739+ firm-wide results across VA, MD, DC, NY and NJ. While specific case results for Bergen County are not available, the firm maintains a 93%+ favorable-outcome rate firm-wide. Results may vary.
Our location in Tinton Falls, NJ is approximately 45 miles from the Superior Court of New Jersey, Bergen Vicinage in Hackensack, with access via I-80, NJ Turnpike, Route 17, Route 4, and Route 46. A Bad Faith Insurance Lawyer Bergen County near Hackensack, Fort Lee, Teaneck, Paramus, Englewood, Ridgewood, Fair Lawn, Bergenfield, Garfield, Mahwah, Ramsey, and Lyndhurst. Serving the communities of Hackensack, Fort Lee, Teaneck, Paramus, Englewood, Ridgewood, Fair Lawn, Bergenfield, Garfield, Mahwah, Ramsey, Lyndhurst. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Our Location: Law Offices Of SRIS, P.C. — New Jersey, 44 Apple St, 1st Floor, Tinton Falls, NJ 07724 | (609) 983-0003 | By appointment only.
Frequently Asked Questions About Bad Faith Insurance in Bergen County
How long do I have to file a personal injury claim in Bergen County, New Jersey?
Yes. New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Bergen County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What should I do after an accident in Bergen County, NJ?
Seek medical attention, document the scene, and contact Law Offices Of SRIS, P.C. Personal injury cases in Bergen County have strict filing deadlines. Consultation by appointment — (888) 437-7747.
What compensation can I recover for a personal injury in Bergen County?
Personal injury claimants in Bergen County may recover medical expenses, lost wages, pain and suffering, and future damages. Results may vary by case. SRIS, P.C. — (888) 437-7747.
How does a personal injury lawsuit work in Bergen County courts?
Personal injury cases in Bergen County proceed through demand, negotiation, and if necessary litigation in NJ court. Most settle before trial. Results may vary. SRIS, P.C. — (888) 437-7747.
What is bad faith insurance in New Jersey?
It depends. Bad faith insurance occurs when an insurer unreasonably delays or denies a valid claim under N.J.S.A. 17:29B-4. A Bad Faith Insurance Lawyer Bergen County can evaluate your case and file a lawsuit in the Superior Court of New Jersey, Law Division — Civil Part (Bergen County) if the insurer acted in bad faith.
How do I prove bad faith by an insurance company in Bergen County?
Yes. You must show the insurer had no reasonable basis for denying or delaying your claim and knew or recklessly disregarded that fact. An insurance company bad faith lawyer Bergen County can gather evidence including claim files, adjuster notes, and experienced testimony to prove bad faith.
What damages can I recover in a bad faith insurance lawsuit in Bergen County?
You may recover the full claim amount, interest, attorney fees, and potentially punitive damages. A denied claim lawsuit lawyer Bergen County can pursue all available remedies under New Jersey law.
For more information about personal injury law in New Jersey, visit our Personal Injury Lawyer New Jersey hub page. You may also find these related pages useful: Personal Injury Lawyer Hunterdon County, Personal Injury Lawyer Morris County, and Personal Injury Lawyer Monmouth County.
Last verified: April 2026. This page was last updated on 2026-04-30.