Underinsured Motorist Claim Lawyer New Jersey
If you are injured by a driver with insufficient insurance in New Jersey, an underinsured motorist claim under N.J.S.A. 17:28-1.1 allows you to seek additional compensation from your own policy. Law Offices Of SRIS, P.C. has extensive personal injury experience across New Jersey. Call (888) 437-7747 for a consultation by appointment.
An underinsured motorist (UIM) claim in New Jersey arises when the at-fault driver’s liability insurance coverage is insufficient to cover your medical expenses, lost wages, and other damages. Under N.J.S.A. 17:28-1.1, you may file a claim with your own insurance company for UIM benefits. The Superior Court of New Jersey, Law Division — Civil Part, handles these cases. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., ‘Advocacy Without Borders,’ brings 120+ years combined legal experience to help you handle this process.
Last verified: May 2026 | Superior Court of New Jersey, Law Division — Civil Part | New Jersey Legislature — official site
For the full text of the underinsured motorist statute, see N.J.S.A. 17:28-1.1 (New Jersey Legislature — official site). For court procedures, visit New Jersey Courts — official site.
In the Superior Court of New Jersey, Law Division — Civil Part, insurance companies often dispute UIM claims by arguing that the at-fault driver’s policy limits are sufficient. We have observed that early notification to your insurer is critical to preserve your UIM rights.
- Contact Law Offices Of SRIS, P.C. immediately after the accident.
- Preserve all evidence, including police reports and medical records.
- Notify your insurance company in writing of your intent to file a UIM claim.
- Do not accept any settlement from the at-fault driver’s insurer without consulting your attorney.
- File a lawsuit in the Superior Court of New Jersey, Law Division — Civil Part if the insurer denies your claim.
- Attend all court hearings and mediation sessions as required.
In New Jersey, an underinsured motorist claim involves seeking compensation for damages that exceed the at-fault driver’s policy limits. The process can be complex and may lead to litigation if the insurance company disputes the claim.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Underinsured Motorist Claim Dispute | Civil Matter | N/A | N/A | N/A | Potential denial of UIM benefits; reduced compensation; legal fees |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. Our firm, ‘Advocacy Without Borders,’ is committed to helping clients with underinsured motorist claims in New Jersey.
Law Offices Of SRIS, P.C. has 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, with a favorable-outcome rate above 93%. Results may vary.
Our location in Tinton Falls is accessible from the Superior Court of New Jersey, Law Division — Civil Part via I-195 and the Garden State Parkway. Serving the communities of all 21 New Jersey counties. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Phone: (609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions About Underinsured Motorist Claims in New Jersey
How long do I have to file a personal injury claim in New Jersey?
New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part will dismiss on timeliness grounds. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What is an underinsured motorist claim in New Jersey?
An underinsured motorist (UIM) claim in New Jersey arises when the at-fault driver’s insurance coverage is insufficient to cover your damages. Under N.J.S.A. 17:28-1.1, you may seek additional compensation from your own insurance policy’s UIM coverage. The Superior Court of New Jersey, Law Division — Civil Part handles these cases. Contact a UIM claim lawyer New Jersey for guidance.
What should I do if I am facing an underinsured motorist claim situation in New Jersey?
If you are involved in an accident where the at-fault driver has insufficient insurance, contact a personal injury attorney immediately. Do not discuss the case with anyone except your lawyer. Preserve all relevant documents and evidence. The statute of limitations and court deadlines under New Jersey law require prompt action. An underinsured driver accident lawyer New Jersey can help.
What are the penalties for underinsured motorist claim issues in New Jersey?
Penalties for underinsured motorist claim issues in New Jersey depend on the specific circumstances. Under N.J.S.A. 17:28-1.1, consequences may include denial of UIM benefits, reduced compensation, or legal disputes. Consult a New Jersey personal injury attorney for case-specific guidance.
For more information, visit our Personal Injury Lawyer New Jersey hub page. You may also find these pages useful: Personal Injury Lawyer Hunterdon County, Personal Injury Lawyer Morris County, and Personal Injury Lawyer Bergen County.
Last updated: 2026-05-01